North Carolina Mortgage.com is locally owned and operated. It is for this reason that we are the choice mortgage brokers in all of North Carolina. We can provide the lowest possible interest rates on any type of mortgage or home loan. We focus on guaranting the best terms for Refinance Loans, 1st Time Buyer Loans, Purhcase Loans, Debt Consolidation Loans, Stated Income Loans, 2nd Mortgage Loans, Bad Credit Loans, FHA Loans, and Self Employed Loans.

North Carolina Mortgage - 1st Time Buyers - MCC

The Mortgage Credit Certificate, or MCC, can give tax cuts in concurrence with FHA and other loan types. This program is compared to the HFA, in which it is also a federal government program, but offers a large tax break rather than lowering your interest rates. It can work better for you depending on the circumstances. It also has a broader selection of choices involved with it. With all these pros listed with the MCC, the major con involved is that it has limited funds and may not be available. Contact your mortgage professionals at 1st North Carolina Mortgage .com for addtional information on MCC type loans and availability.

• First Time Buyer Loan
  
• Who Else Does This Apply To?
  
• The Housing Finance Authority (HFA)
  
• A Mortgage Credit Certificate (MCC)
  

North Carolina Mortgage - 1st Time Home Buyers

North Carolina Mortgage.com has helped many first time homebuyers become home owners all over North Carolina. We work with the HFA to offer low interest rates, MCC to offer reduced taxes, and CHB programs to offer low down payments.

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More North Carolina Mortgage First Time Home Buyers Information:

• What is a first time buyer loan?
  
• Who can utilize the first time buyer home loan programs
  
• No mortgage insurance loans
  

North Carolina Mortgage Real Estate

• Raleigh
  
• Greensboro
  
• Durham
  
• Roxboro
  
• Charlotte
  
• Winston-Salem
  
• Wilmington
  
• Greenville
  
• Concord
  
• Apex