North Carolina Mortgage.com is locally owned and operated. It is for this reason that we are the choice mortgage brokers in all of North Carolina. We can provide the lowest possible interest rates on any type of mortgage or home loan. We focus on guaranting the best terms for Refinance Loans, 1st Time Buyer Loans, Purhcase Loans, Debt Consolidation Loans, Stated Income Loans, 2nd Mortgage Loans, Bad Credit Loans, FHA Loans, and Self Employed Loans.

North Carolina Mortgage - FHA Loans

One of the key benefits of an FHA loan from North Carolina Mortgage.com is that 100% of the down payment can come from gift funds. While the source of the gift will not need to be verified, you will have to deposit the gift funds into your bank before underwriting approval. The proof of deposit will be required. Gift donors are allowed to be any relative of the borrower. They can also come from organizations such as labor unions or charitable organizations.

More North Carolina Mortgage FHA Loan Information:

• Down Payment Gifts
  
• FHA Bridal registry account
  
• Refunds on FHA loans
  

North Carolina Mortgage - 1st Time Home Buyers

North Carolina Mortgage.com offers many of its customers no mortgage insurance loans which offer low down payments and the elimination of mortgage insurance. This program is not limited to first time homebuyers, but requires good credit and a 5% down payment.

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More North Carolina Mortgage First Time Home Buyers Information:

• What is a first time buyer loan?
  
• Who can utilize the first time buyer home loan programs
  
• No mortgage insurance loans
  

North Carolina Mortgage Real Estate

• Raleigh
  
• Greensboro
  
• Durham
  
• Roxboro
  
• Charlotte
  
• Winston-Salem
  
• Wilmington
  
• Greenville
  
• Concord
  
• Apex